Flood Zones in Pierrefonds, Île-Bizard & Île-Perrot: Buyer & Seller Guide

By Spyros Papachristou, Residential and Commercial Real Estate Broker, Royal LePage Village, Real Estate Agency · Updated October 2026

Flood zones: what buyers and sellers should check

Waterfront living is one of the great draws of the West Island, Île-Perrot and Vaudreuil-Soulanges. Flood risk is also one of the most searched questions for riverside and lakeside homes.

Is this property in a flood zone?

Quebec began rolling out new flood zone mapping in 2026, and some properties that were never mapped before are now included. Check the Government of Quebec’s flood zone map and your municipality’s website. I can help you gather this information for any home you’re considering.

Can I get insurance and a mortgage?

It depends on the property, the insurer and the lender. Each insurer applies its own criteria, and some lenders have limited lending in certain flood areas. Before you make an offer, speak with your insurance broker and lender, and consider making your offer conditional on satisfactory financing and insurance.

Does flood risk affect value?

It can affect insurance costs, financing and the pool of future buyers. That’s why it belongs in your pricing and negotiation strategy, whether you’re buying or selling.

I’m selling a home in a flood area. What should I do?

Disclose what you know accurately in the seller’s declaration, gather documentation of any mitigation work, and price based on real comparable sales.

Homeowners in Pierrefonds-Roxboro who have had water in their home from heavy rain can check the borough’s free flood-resilience support program with Écohabitation on the Ville de Montréal website.